(These scenarios are for example purposes only, and are not an offer of credit. All scenarios, unless otherwise noted, presume a borrower with at least a 780 median FICO score and sufficient income, assets, and employment history to qualify for the loans in question, purchasing a detached single-family property in Virginia and planning to occupy that property, with a fully-amortizing mortgage. Rates and guidelines are currently changing very rapidly, so scenarios from even a few days ago may not reflect current market conditions; again, all scenarios below are provided for historical example purposes only and are not an offer of credit under any of these terms.)

• $1.5 million purchase, $1.2 million loan (20% down), 5/1 ARM: 4.125% paying 0 discount points, for a monthly PI payment of $5,815.50.
• $1.2 million purchase, $960k loan (20% down), 10/1 Interest-Only ARM: 4.750% paying 0 discount points, for a monthly Interest-Only payment of $3,800.
• $250k HARP PIW refi–no appraisal/LTV required, 30-yr FRM: 4.750% paying 0 discount points, for a monthly PI payment of $1304.12.

Possibly related posts (automatically generated):

1. Mortgage Scenario Snapshot 10/26/09
2. Mortgage Scenario Snapshot 10/22/09
3. FHA changes mortgage insurance premiums

(These scenarios are for example purposes only, and are not an offer of credit. All scenarios, unless otherwise noted, presume a borrower with at least a 780 median FICO score and sufficient income, assets, and employment history to qualify for the loans in question, purchasing a detached single-family property in Virginia and planning to occupy that property, with a fully-amortizing mortgage.)

• $370k purchase, $296k loan (20% down), 10/1 Interest-Only ARM: 4.750% paying 0 discount points, for a monthly Interest-Only payment of $1,171.67.
• $475k purchase in DC, $427,500 loan (10% down), 30-yr FRM: 5.250% paying 0 discount points, for a monthly PI payment of $2563.08.
• $192k refi on condo in DC, 90% LTV, 30-yr FRM: 5.500% paying 0 discount points, for a monthly PI payment of $1,090.15.
• $385k purchase, $308k loan (20% down), 15-year FRM: 4.375% paying 0 discount points, for a monthly PI payment of $2336.55.

Possibly related posts (automatically generated):

1. Mortgage Scenario Snapshot 10/22/09
2. Mortgage Scenario Snapshot 12/5/09
3. FHA changes mortgage insurance premiums

(These scenarios are for example purposes only, and are not an offer of credit. All scenarios, unless otherwise noted, presume a borrower with at least a 780 median FICO score and sufficient income, assets, and employment history to qualify for the loans in question, purchasing a detached single-family property in Virginia and planning to occupy that property.)

• $130k purchase, $104k loan (20% down), 30-year FRM, Investor Loan, Condo Apartment: 5.000% paying 2 discount points, for a monthly PI payment of $558.29
• $130k purchase, $97.5k loan (25% down), 30-year FRM, Investor Loan, Condo Apartment: 5.000% paying 0 discount points, for a monthly PI payment of $523.40
• $500k purchase, $400k loan (20% down), 5/1 LIBOR ARM (5/2/5 caps): 3.750% paying 0 discount points, for a monthly PI payment of $1852.46
• $1million purchase, $800k loan (20% down), 30-year FRM: 6.5% paying 0 discount points, for a monthly PI payment of $4333.33
• $1milion purchase, $800k loan (20% down), 5/1 LIBOR ARM (5/2/5 caps): 5.125% paying 0 discount points, for a monthly PI payment of $4355.90
• $1.1million purchase, $825k loan (25% down), 5/1 LIBOR ARM (5/2/5 caps): 4.490% paying 0.250 discount points, for a monthly PI payment of $4175.25

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1. Mortgage Scenario Snapshot 10/26/09
2. Mortgage Scenario Snapshot 12/5/09
3. Condos With High Investor Ratios