Contact information and tips to help consumers monitor their credit reports and correct inaccurate information on those reports (for free). Read the rest of this entry »

A lot of people have been emailing me recently to ask my opinion of the new VantageScore credit scoring system; the short answer is that it isn't much of an improvement over the current system, and what little benefit it does offer will almost definitely not become widespread because the system provides no incentive to lenders to use it. Read the rest of this entry »

Evan Hendricks, editor and publisher of Privacy Times and author of Credit Scores & Credit Reports: How The System Really Works, What You Can Do will be discussing credit scoring at the Fairfax VA location of Borders Books on Tuesday, March 28th, at 7PM. Read the rest of this entry »