<?xml version="1.0" encoding="UTF-8"?><rss version="0.92">
<channel>
	<title>Ethical Homes</title>
	<link>http://ethicalhomes.com</link>
	<description>Sustainable Mortgage &#38; Real Estate Solutions</description>
	<lastBuildDate>Fri, 23 Dec 2011 21:22:58 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	<!-- generator="WordPress/3.1.2" -->

	<item>
		<title>HUD Announces EHLP Program to Assist Distressed Borrowers</title>
		<description><![CDATA[In late June, the U.S. Department of Housing and Urban Development (HUD), in conjunction with NeighborWorks® America, launched the Emergency Homeowners’ Loan Program to help homeowners who are at risk of foreclosure in 27 states across the country and Puerto Rico; in the Northern Virginia area, funds are being disbursed via VHDA, which expects to [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/220/estimating-monthly-payments-the-old-version' rel='bookmark' title='Permanent Link: Estimating Monthly Payments (the old version)'>Estimating Monthly Payments (the old version)</a></li>
<li><a href='http://ethicalhomes.com/1667/sweth-chandramouli' rel='bookmark' title='Permanent Link: About Sweth Chandramouli'>About Sweth Chandramouli</a></li>
<li><a href='http://ethicalhomes.com/246/estimating-monthly-payments' rel='bookmark' title='Permanent Link: Estimating Monthly Payments'>Estimating Monthly Payments</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1875/hud-announces-ehlp-program-assist-distressed-borrowers</link>
			</item>
	<item>
		<title>Church Loans</title>
		<description><![CDATA[Are you looking to finance construction of a church or refinance an existing church? Ethical Homes has partnered with a variety of wholesale lenders who focus on church loans, and can provide a wide array of financing options for churches needing mortgage financing, including many with features that most other lenders might not provide. Some [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1743/low-fico-lending-programs' rel='bookmark' title='Permanent Link: Low-FICO Lending Programs'>Low-FICO Lending Programs</a></li>
<li><a href='http://ethicalhomes.com/1442/construction-acquisition-development-loans' rel='bookmark' title='Permanent Link: Construction / Acquisition &#038; Development Loans'>Construction / Acquisition &#038; Development Loans</a></li>
<li><a href='http://ethicalhomes.com/1704/ethical-homes-mortgage-team-helps-buyer-agents-close-deals' rel='bookmark' title='Permanent Link: How Ethical Homes&#8217; Mortgage Team Helps Buyer Agents Close More Deals'>How Ethical Homes&#8217; Mortgage Team Helps Buyer Agents Close More Deals</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1873/church-loans</link>
			</item>
	<item>
		<title>Some Of Ethical Homes&#8217; Wholesale Lenders</title>
		<description><![CDATA[One of the advantages of working with the Ethical Homes team for your mortgage is that we can originate loans from many different wholesale lenders, including most of the large retail lenders; since those lenders know that they are competing against each other for our clients business, they actually give us better pricing than they [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1108/states-ethical-homes-originate-mortgages' rel='bookmark' title='Permanent Link: States where Ethical Homes can originate mortgages'>States where Ethical Homes can originate mortgages</a></li>
<li><a href='http://ethicalhomes.com/1262/tbw-suspended-fha-lending' rel='bookmark' title='Permanent Link: TBW Suspended From FHA Lending'>TBW Suspended From FHA Lending</a></li>
<li><a href='http://ethicalhomes.com/961/american-lifes-economy-series' rel='bookmark' title='Permanent Link: This American Life&#8217;s &#8220;Economy&#8221; Series'>This American Life&#8217;s &#8220;Economy&#8221; Series</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1856/ethical-homes-wholesale-lenders</link>
			</item>
	<item>
		<title>Documentation Needed To Get A Condo Development Approved For FHA Financing</title>
		<description><![CDATA[Interested in applying to get your condo development approved for FHA financing? Here&#8217;s a quick overview of the documents necessary to submit your application. Whether you&#8217;re going for an HRAP (i.e. through FHA) or DELRAP (i.e. through an authorized FHA-delegate lender such as the Ethical Homes team) approval, the necessary documents are the same. Full [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1836/condo-development-approved-fha-financing' rel='bookmark' title='Permanent Link: How To Get A Condo Development Approved For FHA Financing'>How To Get A Condo Development Approved For FHA Financing</a></li>
<li><a href='http://ethicalhomes.com/1745/hud-increases-fha-mortgage-insurance-premiums' rel='bookmark' title='Permanent Link: HUD Increases FHA Mortgage Insurance Premiums'>HUD Increases FHA Mortgage Insurance Premiums</a></li>
<li><a href='http://ethicalhomes.com/1436/condos-high-investor-ratios' rel='bookmark' title='Permanent Link: Condos With High Investor Ratios'>Condos With High Investor Ratios</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1848/documentation-needed-condo-development-approved-fha-financing</link>
			</item>
	<item>
		<title>How To Get A Condo Development Approved For FHA Financing</title>
		<description><![CDATA[In late 2009, HUD announced a new process for approving condo developments to be eligible for FHA financing on the units contained in them; unfortunately, a lot of people aren&#8217;t aware of the details of how the new system works, causing issues for sellers, buyers, agents, and condo associations alike. Here is a quick overview [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1848/documentation-needed-condo-development-approved-fha-financing' rel='bookmark' title='Permanent Link: Documentation Needed To Get A Condo Development Approved For FHA Financing'>Documentation Needed To Get A Condo Development Approved For FHA Financing</a></li>
<li><a href='http://ethicalhomes.com/1647/fha-announces-extension-condo-project-approvals' rel='bookmark' title='Permanent Link: FHA Announces Extension Of Condo Project Approvals'>FHA Announces Extension Of Condo Project Approvals</a></li>
<li><a href='http://ethicalhomes.com/576/getting-pre-qualified-for-a-mortgage' rel='bookmark' title='Permanent Link: Getting Pre-Approved For A Mortgage'>Getting Pre-Approved For A Mortgage</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1836/condo-development-approved-fha-financing</link>
			</item>
	<item>
		<title>Fannie Mae Will Pay Closing Costs On Certain Post-Foreclosure Sales</title>
		<description><![CDATA[Fannie Mae is trying to reduce their inventory of foreclosed homes, so to increase buyer demand, they are offering buyers up to 3.5% in closing costs assistance on all offers on HomePath-eligible post-foreclosure sales through June 30, 2011. For that REO (&#8220;Real-Estate Owned&#8221;) inventory, Fannie Mae is currently offering buyers up to 3.5% in closing [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1513/homepath-mortgages-easy-purchase-fnma-foreclosures' rel='bookmark' title='Permanent Link: HomePath Mortgages Allow Easy Purchase of FNMA Foreclosures'>HomePath Mortgages Allow Easy Purchase of FNMA Foreclosures</a></li>
<li><a href='http://ethicalhomes.com/1519/congress-extends-closing-period-homebuyer-tax-credit' rel='bookmark' title='Permanent Link: Congress extends closing period for homebuyer tax credit'>Congress extends closing period for homebuyer tax credit</a></li>
<li><a href='http://ethicalhomes.com/761/usda-grh-mortgages' rel='bookmark' title='Permanent Link: USDA GRH mortgages'>USDA GRH mortgages</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1832/fannie-mae-pay-closing-costs-postforeclosure-sales</link>
			</item>
	<item>
		<title>(Effectively) Free Real Estate Training For Military Spouses</title>
		<description><![CDATA[One great benefit that DOD provides to military families is the MyCAA program, which subsidizes certain types of career training for eligible military spouses; Ethical Homes is proud to participate in the program, helping interested military spouses to become licensed real estate agents and/or mortgage loan originators. The Military Spouse Career Advancement Accounts (MyCAA) program [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/disclosures' rel='bookmark' title='Permanent Link: Disclosures'>Disclosures</a></li>
<li><a href='http://ethicalhomes.com/1667/sweth-chandramouli' rel='bookmark' title='Permanent Link: About Sweth Chandramouli'>About Sweth Chandramouli</a></li>
<li><a href='http://ethicalhomes.com/1825/ethical-homes-team-participate-military-family-housing-education-program' rel='bookmark' title='Permanent Link: Ethical Homes Team Among First To Participate In New Military Family Housing Education Program'>Ethical Homes Team Among First To Participate In New Military Family Housing Education Program</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1818/free-real-estate-training-military-spouses</link>
			</item>
	<item>
		<title>Financing For Buyers Of Recently Purchased Properties (aka Flipped Homes)</title>
		<description><![CDATA[Many lenders restrict financing on properties that were previously sold within the last 6 months and/or cap the amount of profit that a seller can make on sales during that period; at Ethical Homes, we can provide financing for subsequent sales (aka &#8220;flips&#8221;) with no waiting period, and with no cap on the difference in [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1789/refinancing-properties-recently-listed-sale' rel='bookmark' title='Permanent Link: Refinancing Properties That Have Recently Been Listed For Sale'>Refinancing Properties That Have Recently Been Listed For Sale</a></li>
<li><a href='http://ethicalhomes.com/1259/sellerassisted-financing-sell-listings-faster-higher-price' rel='bookmark' title='Permanent Link: Using Seller-Assisted Financing To Sell Your Listings Faster &#038; For A Higher Price'>Using Seller-Assisted Financing To Sell Your Listings Faster &#038; For A Higher Price</a></li>
<li><a href='http://ethicalhomes.com/1704/ethical-homes-mortgage-team-helps-buyer-agents-close-deals' rel='bookmark' title='Permanent Link: How Ethical Homes&#8217; Mortgage Team Helps Buyer Agents Close More Deals'>How Ethical Homes&#8217; Mortgage Team Helps Buyer Agents Close More Deals</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1791/financing-buyers-purchased-properties-aka-flipped-homes</link>
			</item>
	<item>
		<title>New Feature: Bargain Buy Spotlight</title>
		<description><![CDATA[We&#8217;re trying out a new (hopefully regular) feature here at Ethical Homes: a Bargain Buy Spotlight on a local property that could be of huge value to the right buyer. The first Bargain Buy Spotlight is for 10000 Forest View Pl, a rowhouse in the McKendrie neighborhood of Montgomery Village, MD, that is currently listed [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1832/fannie-mae-pay-closing-costs-postforeclosure-sales' rel='bookmark' title='Permanent Link: Fannie Mae Will Pay Closing Costs On Certain Post-Foreclosure Sales'>Fannie Mae Will Pay Closing Costs On Certain Post-Foreclosure Sales</a></li>
<li><a href='http://ethicalhomes.com/1791/financing-buyers-purchased-properties-aka-flipped-homes' rel='bookmark' title='Permanent Link: Financing For Buyers Of Recently Purchased Properties (aka Flipped Homes)'>Financing For Buyers Of Recently Purchased Properties (aka Flipped Homes)</a></li>
<li><a href='http://ethicalhomes.com/1787/loans-investors-multiple-financed-properties' rel='bookmark' title='Permanent Link: Loans For Investors With Multiple Financed Properties'>Loans For Investors With Multiple Financed Properties</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1812/feature-bargain-buy-spotlight</link>
			</item>
	<item>
		<title>Refinancing Properties That Have Recently Been Listed For Sale</title>
		<description><![CDATA[Many lenders have limits on how soon after a property is taken off the market it can be refinanced; at Ethical Homes, we can refinance properties as soon as 1 day after they are removed from the market. The entire point of using a house as collateral on a mortgage is that if the lending [...]


Possibly related posts (automatically generated):<ol><li><a href='http://ethicalhomes.com/1791/financing-buyers-purchased-properties-aka-flipped-homes' rel='bookmark' title='Permanent Link: Financing For Buyers Of Recently Purchased Properties (aka Flipped Homes)'>Financing For Buyers Of Recently Purchased Properties (aka Flipped Homes)</a></li>
<li><a href='http://ethicalhomes.com/1380/long-wait-short-sale-mortgage' rel='bookmark' title='Permanent Link: How Long Do You Have To Wait After A Short Sale Before You Can Get A New Mortgage?'>How Long Do You Have To Wait After A Short Sale Before You Can Get A New Mortgage?</a></li>
<li><a href='http://ethicalhomes.com/1787/loans-investors-multiple-financed-properties' rel='bookmark' title='Permanent Link: Loans For Investors With Multiple Financed Properties'>Loans For Investors With Multiple Financed Properties</a></li>
</ol>]]></description>
		<link>http://ethicalhomes.com/1789/refinancing-properties-recently-listed-sale</link>
			</item>
</channel>
</rss>

