Ethical Homes

We’ve been getting lots of solicitations from loan originators who would like us to recommend them to our clients. Even though we do offer mortgage brokerage services in-house, we also encourage all of our clients to consult with 2-3 loan originators and choose the one that they like best, so we are always looking for solid originators to partner with.

Here’s what we’re looking for:

• Loan originators who have a proven track record, and who can put us in touch with at least four clients who they have helped in the last 12 months.
• Loan originators who can commit to providing thorough pre-approvals, with all necessary verification of borrower credit/income/assets/employment occuring ASAP, rather than after the contract to purchase has been ratified. Pre-approval letters should reflect this, explicitly stating that all verification has been done and that the only contingencies for approval are on appraisal, insurance, and title work.
• Loan originators who will make the effort to regularly communicate with their underwriting department, the borrower, and Ethical Homes, to make sure that everyone involved is aware of the progress of the loan. This includes being willing to update the borrower a minimum of once per week using the Ethical Homes transaction management system.
• Loan originators who can provide Ethical Homes with weekly rate updates sent as CSV or plain-text files.

If you fit that profile, please fill out this form, and we’ll follow up with you shortly.