You are currently browsing the Ethical Homes archives for the 'Homeowners' category.
As part of our commitment to socially-responsible, sustainable business practices, the Ethical Homes Green Mortgage Incentive provides cost-effective “green loans” to buyers of “green homes”. Read the rest of this entry »
As part of our commitment to transparency, Ethical Homes’ Borrower-Managed Lending policy are designed to remove any possible conflict of interest between us and our clients, while giving our borrowers the ability to strike the balance that they want between risk, upfront costs, and long-term interest rates. Read the rest of this entry »
A lot of homeowners have recently been getting offers of “Mortgage Protection Insurance”, which would pay off their mortgage in case of death or disability; for most homeowners, though, Mortgage Protection Insurance isn’t a great deal. Read the rest of this entry »
Thinking of fixing up your home? MSN Real Estate has some good tips on how to keep your costs in line. If you’re interested in finding out which home improvements give you the best return on your investment, Remodeling Magazine has compiled data on which projects get the biggest bang for the buck in various locales around the nation; we don’t have a license to republish their information on the web, but if you drop us a line we’ll be glad to let you know which projects have the best return in your area.
Recent data from the US Census Bureau indicates that Americans are moving from metropolitan areas to more rural areas. Read the rest of this entry »
The latest news on real estate in the metro DC area. Read the rest of this entry »
Following up on our last article on how homeowners may want to refinance their ARMs to lock in a fixed rate, Money/CNN has an interesting article giving some specific numbers as examples of how looming rate adjustments might affect a homeowner’s bottom line. Read the rest of this entry »
The short-term indices that determine the rates charged to holders of ARMs have been rising steadily for a while now, and long-term rates have finally started to rise as well; as a result, many homeowners who used ARMs to purchase their homes should at least consider refinancing their loans as fixed-rate mortgages to lock in the still-relatively-low rates before they vanish. Read the rest of this entry »
Here’s what’s acceptable curbside at your house and what’s not. Read the rest of this entry »
Lots of fun events take place on the Mall, but this is the only one we know of directly related to real estate. Read the rest of this entry »
Feeling inspired to make your next home-improvement project environmentally friendly, like this journalist recently did? Read the rest of this entry »
On October 1-2, the 2005 Solar Tour, organized by The American Solar Energy Society, makes its 15th appearance in the Washington DC Metro area. Read the rest of this entry »
Although the DC metro area doesn’t get as much sun as other parts of the country and electricity prices are on the low side of the national average, folks are still putting up solar panels for a number of reasons. Read the rest of this entry »
Freddie Mac is telling its servicing companies to give returning members of the armed forces a break for 90 days. Read the rest of this entry »
This is one of the better overviews of the current national real estate market that I’ve seen in a while—it’s pretty balanced, and offers some good advice and explains the reasoning behind it.
Yet another article in the Washington Post about assessments, this one discussing the ins and outs of appealing your assessment in VA, MD, and DC.
Rising assessments are all the rage among real estate journalists right now, it seems. Read the rest of this entry »
