Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Are you worried about whether that basement apartment in your home (or the home you are thinking of buying) could be legally rented out? Even worse, are you already renting your basement out and are worried that DC inspectors might cite you for not doing it right? DC has unveiled a great new web page to help answer all of your questions. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Mortgage modifications are proceeding slowly, and while some homeowners have been able to benefit greatly from them, many others are being hurt just by trying to achieve them. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
A very brief overview of credit reports and credit scores. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
FHA just released mortgagee letter 09-52, which lays out the guidelines under which borrowers who have previously completed a short sale of a property can qualify for a new mortgage using FHA financing. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
As we prepare in the DC area for what’s expected to be our first big snowfall of the season, many of the area’s homeless population will find themselves without adequate shelter; here are some phone numbers that every local resident should keep handy so that they can request assistance for anyone they see who might need it during the upcoming weeks. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Acquisition & Development loans of up to $500 million are available for commercial construction projects. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Real estate transactions sometimes don’t go as planned; when temporary setbacks occur, bridge loans can help borrowers with short-term loans that give them time to resolve any issues that may have cropped up. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Most lenders cannot get underwriting approval for mortgages on condos in developments with a high proportion of investors vs. owner-occupants; many options do exist for condos with investor ratios of up to 49%, however, and for borrowers who are putting at least 20% down, investor ratios can sometimes be even higher. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Most mortgage programs in the US are limited to US citizens or permanent resident aliens (aka “Green Card” holders); options still exist for many non-permanent resident aliens, however. Read the rest of this entry »
Please note that Ethical Homes is not currently taking on any new cli ents. If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.
Most lenders are currently requiring between 3 and 6 weeks to close loans (and in some cases as long as 2-3 months to close refinance loans); due to our extensive network of wholesale lenders through whom we broker loans, on the other hand, Ethical Homes can help borrowers with severe time constraints to close loans in just a few days. Read the rest of this entry »
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