Are you trying to get a mortgage after having gone through a bankruptcy? Fill out the form below and we’d be glad to let you know if we would be able to help you obtain financing. Read the rest of this entry »

Green homes sell faster and command a higher price than traditional construction, and the demand for green homes is climbing quickly; according to a survey conducted recently by KW Research, nine out of 10 agents indicated that green homes have a higher market value than similar homes without green features. Read the rest of this entry »

Almost all consumers buying or refinancing residential real estate need to obtain a title insurance policy on that property; here is some information on what title insurance is. Read the rest of this entry »

I always keep track of local networking and training events for local DC-area real estate agents, and a few folks have asked me to share that info, so I’ve started posting it here. Read the rest of this entry »

Are you trying to get a mortgage after having gone through a foreclosure? Fill out the form below and we’d be glad to let you know if we would be able to help you obtain financing. Read the rest of this entry »

Are you trying to get a mortgage after having gone through a short sale? Fill out the form below and we’d be glad to let you know if we would be able to help you obtain financing. Read the rest of this entry »

Follow these guidelines to make sure that your homeowner’s hazard insurance policy (aka “hazard insurance”) meets underwriting standards to ensure a fast approval of your mortgage. Read the rest of this entry »

During the course of pre-approving you for your loan, we may need to obtain copies of your IRS tax transcripts to see if there are any potential issues that will raise red flags with underwriters later in the process; if we can identify those issues up front, we can usually address them pre-emptively and avoid lots of unnecessary paperwork and delays that could cause a lot of hassle much closer to your closing. Read the rest of this entry »

While most post-foreclosure properties (aka REOs) end up being owned by individual banks, many such properties actually end up being owned by FNMA (Fannie Mae); since Fannie is one of the major players in mortgage markets, preferred FannieMae lenders are allowed to offer a special HomePath mortgage product that makes the process of buying those Fannie-owned REOs. Read the rest of this entry »

There are many criteria that need to be looked at to determine if a homeowner is eligible for a HARP refinance; many of them will need to be reviewed with your mortgage consultant, but one of the first steps can be easily done by the homeowner for themself. Read the rest of this entry »