Ethical Homes

Sustainable Mortgage & Real Estate Solutions

Ethical Homes founder honored by NVAR

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

The Northern Virginia Association of Realtors™ (NVAR) recently honored Sweth Chandramouli, founder of the Ethical Homes team at HomeFirst Mortgage and Keller Williams Realty, as a graduate of the NVAR Leadership Institute. Read the rest of this entry »

HomeFirst Mortgage Corp is one of LendingTree’s highest-rated mortgage lenders

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

At the Ethical Homes team, we like to provide many testimonials from our satisfied clients (and even critiques from our rare client who isn’t fully satisfied), but we also enjoy pointing potential customers to objective third-party ratings of our services as well. Read the rest of this entry »

Ethical Homes Team Among First To Participate In New Military Family Housing Education Program

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

USA Cares–a non-profit dedicated to helping veterans bear the burdens of service with financial and advocacy support–has launched a new program to help military families identify real estate and mortgage professionals that are experienced at helping military clients; the Ethical Homes Team is proud to be a participant in this new program and be among the first lenders and real estate professionals to offer this level of expert customer service to military men and women. Read the rest of this entry »

FHA Announces Extension Of Condo Project Approvals

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

Many FHA-approved condominium projects were due to have their approvals expire on 12/7/10; as had been anticipated, FHA has officially announced that those expirations will be push back to allow more time for approval renewals to be processed. Read the rest of this entry »

DC Area Realtor Resources Calendar

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

I always keep track of local networking and training events for local DC-area real estate agents, and a few folks have asked me to share that info, so I’ve started posting it here. Read the rest of this entry »

Not-So-Useful Numbers On Distressed Home Sales

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

A new report from RealtyTrac purports to quantify the price differential for financially distressed homes vs. normal sales, but doesn’t really offer much insight. Read the rest of this entry »

Last Chance To Lock In Old FHA Fees

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

As previously noted, HUD will be instituting new, higher fees on FHA loans for casefile numbers issued on or after this coming Monday, 10/4/10; borrowers who have already identified properties of interest can still lock in the old fee structure by having their lender issue a new casefile number for them before that deadline. Read the rest of this entry »

FHA postpones implementation of mortgage insurance changes

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

HUD recently announced changes in the mortgage insurance premiums that borrowers using FHA financing will be charged; in response to industry complaints about the short time frame provided for implementing those changes, HUD has agreed to postpone that implementation by one month. Read the rest of this entry »

FHA changes mortgage insurance premiums

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

FHA issued a notice yesterday that it will, as expected, make some fairly substantial changes to the mortgage insurance premiums that it charges to FHA borrowers. Read the rest of this entry »

Elaboration on Washington Examiner Article on “Military” tax credit

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Please note that Ethical Homes is not currently taking on any new cli ents.  If you have questions, feel free to submit an inquiry using our cont act forms; however, please be aware that there may be an extended delay before w e are able to respond to you. If you have been referred to us by one of our prio r clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website wi ll be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

I was recently quoted in the Washington Examiner in an article about the tax credit for military, diplomatic, and intelligence personnel; as is often the case with those sorts of articles, though, space constraints meant that a lot of the details that I gave to the reporter ended up not being published, so I thought I would give people the fuller story here. Read the rest of this entry »

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