Are you looking to finance construction of a church or refinance an existing church? Ethical Homes has partnered with a variety of wholesale lenders who focus on church loans, and can provide a wide array of financing options for churches needing mortgage financing, including many with features that most other lenders might not provide.
Some of the features we can offer on church lending products include:
Loan-to-value (LTV) ratios as high as 80% with combined LTVs (CLTVS) up to 90%
24-hour turnaround on financing quotes
Dedicated church financing consultants who are fluent in Spanish and Korean in addition to English
Loans that do NOT require personal guarantors
Low-doc loans for churches that are growing (or have recently seen a decline in membership that has stabilized) and thus don’t have a history of financial statements that reflect their anticipated financing needs.
Church construction loans, with potentially zero down payment if the land is already owned; can be used for a variety of church construction projects, including sanctuaries, fellowship halls, day care centers, youth centers, etc.
“Sanctuary saver” loans for congregations with significant equity in their current property but that are facing temporary financial difficulties including foreclosure or bankruptcy.
Interested in exploring your church financing options? Whether you are looking for a small church loan to renovate your property or a big loan to build a new facility, we want to be a part of your success!
Please contact us today to be put in touch with a church loan consultant who can analyze your needs and provide a no cost, no obligation consultation and written proposal that details the terms of the loan.
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on Aug 16th, 2011
@ 7:33 am:
Yesterday, while I was at work, my sister stole my iphone and tested to see if it can survive a 30 foot drop, just so she can be a youtube sensation. My iPad is now broken and she has 83 views. I know this is completely off topic but I had to share it with someone!