Please note that Ethical Homes is not currently taking on any new clients.  If you have questions, feel free to submit an inquiry using our contact forms; however, please be aware that there may be an extended delay before we are able to respond to you. If you have been referred to us by one of our prior clients, we would be glad to connect you to trusted partners who can help you; however, as noted above, our response times for inquiries using this website will be delayed, so the best approach would be to have the person who referred you to us contact us by phone or email.

Note: Unless otherwise indicated, all fields are required for us to evaluate your post-short-sale mortgage options. Also, please note that we CANNOT respond to inquiries about foreclosures that have not yet occured.

Your Name

Your Email

State(s) where you would like to purchase/refinance
CACODCDEFLGAMAMDMEMINCOHSCTNUTVAWV

Month and year when your short sale closed

How many mortgages did you have on the short sale property at the time of the short sale?

When was the most recent month when any of those mortgages were delinquent?
---NeverThe month when the short sale closed1-6 months before the short sale closed7-12 months before the short sale closed13+ months before the short sale closed

What is the current status of those mortgages as shown on your credit report? (e.g. "Paid in Full for less than full balance", "Settled for less than full balance", "Charge Off", etc.)

What was the longest delinquency on those mortgages that currently shows in the payment history on your credit report? (e.g. 30 days, 60 days, 90 days) (If anything other than numbers appears in your payment history on your credit report, please include that here as well. In particular, include any two-letter codes such as KD or RF that appear in your payment history.)

Your current credit score (if known; optional)

Are there any people who could be borrowers on the new loan who were not borrowers on the loan(s) that went through a short sale, and if so, will they live in the property to be purchased/refinanced?
Yes, my spouse who will live in the propertyYes, my unmarried partner who will live in the propertyYes, a spouse/parent/sibling who will NOT live in the propertyNo

Other Info (optional)

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